If there are no children involved then this will is for you. You can leave your estate and gifts to your partner, family members and friends. We have included TWO FREE useful documents to help you make the right decisions (see below).

Other Wills:

• Last Will and Testament - Children
• Last Will and Testament - Children Benefit Only

Simply download, read, change a few details and you are almost finished.

Why you should have a Will?

Making a Will is very important but, sadly, often forgotten. If you do not make a will and die, then you are dying "intestate" were the government and the law will determine what happens to your estate, instead of you.This is not always, what you think or what you would expect it would be.

Not having a Will can cause increased stress, confusion, arguments, and extortionate legal fees for your loved ones, which you can avoid.

It would be your husband, wife, partner, mother, farther, brother, sister, children or a friend that will have to pick up the pieces. Make it easier for them.

Even if you do not have many assets to speak of, this will save your loved ones a lot of time, money and hassle. If you do have property, bank accounts and/or any type of investments, then having a last will and testament is extremely advisable.

Your estate is the total assets you have accumulated over the course of your life. This is the total sum of possessions, property and money at the time of your death less any debts that are outstanding.

Requirements for a valid Will

1. It must be made by a person who is 18 years old or older.
2. It must be made voluntarily without any pressure or duress from any other person.
3. It must be made by a person who is of sound mind. This means the person must be fully aware of the nature of the document being written and aware of the property and identify of the people who will inherit.
4. It must be made be in writing.
5. It must be signed by the person making the will in the presence of two witnesses.
6. It must be signed by the two witnesses, in the presence of the person making the will.

Please Note:

• The two witnesses cannot benefit or inherit under the will. If they do then they forfeit their inheritance. In addition, the witnesses cannot be directly related to a beneficiary.
• It is not a legal requirement for a solicitor to be a witness; just that it is signed by two competent people.
• The will should be dated but can still be valid if not. Problems can arise if there is more than one will.
• Your will does not need to drafted by a lawyer to be legal, only worded correctly.
• Remember to change your last will and testament if your circumstances change, i.e. your marriage status changes.

What will you need?

1. To decide whom you want to be your Executor/Executrix, the person that will manage you estate after you die.
2. To decide if you want to leave any gifts to anybody and in what circumstances, this is optional.
3. You will need two witnesses to your signature (see above).
4. To decide on a safe place or person to keep hold of your Last Will and Testament where it can easily be located and identified when you die.

Tax Planning?

This last will and testaments was designed for individuals that do not need any tax planning. To decide this you will need to know your inheritance tax exemption limits. This will help you to decide at what stage the benefits exceed the cost of tax planning.

The 2009/2010 inheritance tax exemption threshold is currently £325,000 for an individual, which doubles to £650,000 if you are a married. If your estate is worth less then the threshold at the time of your die then there is no inheritance tax to pay, making tax planning redundant. It is worth noting that your tax exemption limit has consistently increased every year for the last seven years.

What you can do with this Will

1. Revoke all other wills and codicils
2. Appoint your Executor/Executrix
3. Decide on funeral arrangements
4. Leave gifts to individuals or organisations
5. Decide who gets the rest of the estate after expenses and gifts
6. Add other wishes

In your last will and testament you can nominate who you want to be in charge of dealing with your affairs and also who will benefit, how they will benefit, and in what circumstances. You decide!

View Sample Last Will & Testament - no children

Documents included:

• Last Will and Testament - No Children - Template
• FREE report - Where to keep your Last Will and Testament
• FREE report - 6 Things to Do When Someone Dies

You get the above files in both .pdf and .doc Word format and you can download immediately after payment.

You may not know when you are going to die, some don't want to think about it, but acting responsibly will help reduce the pressure on your loved ones and have your wishes respected.