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ISA - Individual Savings Account

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An ISA is a UK savings account where the interest or capital gains are tax free. There is also no tax payable when you withdraw form the account.

From 1st April 2018

Annual ISA Investment allowance £20,000
Junior ISA Limit £4,260
Lifetime ISA Limit £4,000
Help to Buy ISA initial £1,000
Help to Buy ISA per month £200



From 1st April 2017

Annual ISA Investment allowance £20,000
Junior ISA Limit £4,128
Lifetime ISA Limit £4,000
Help to Buy ISA initial £1,000
Help to Buy ISA per month £200



From 1st April 2015

Annual ISA Investment allowance £15,240
Annual ISA Cash Limit £15,240
Annual ISA  Stocks and Shares £15,240
Junior ISA Limit £4,080

People will be able to open an Help to Buy ISA, save up to £200 a month towards their first home, and the government will boost it by 25%. Thatís a £50 bonus for every £200 people save, up to £3000 when launched this autumn. See gov.uk for more.




From 1st July 2014

Annual ISA Investment allowance £15,000
Annual ISA Cash Limit £15,000
Annual ISA  Stocks and Shares £15,000
Junior ISA Limit £4,000



From 6th April 2014

Annual ISA Investment allowance £11,880
Annual ISA Cash Limit £5,940
Annual ISA  Stocks and Shares Limit £11,880
Junior ISA Limit £3,840



From 6th April 2013

Annual ISA Investment allowance £11,520
Annual ISA Cash Limit £5,760
Annual ISA  Stocks and Shares Limit £11,520
Junior ISA Limit £3,720



From 6th April 2012

Annual ISA Investment allowance £11,280
Annual ISA Cash Limit £5,640
Annual ISA  Stocks and Shares Limit £11,280
Junior ISA Limit £3,600



From 6th April 2011

Annual ISA Investment allowance £10,680
Annual ISA Cash Limit £5,340
Annual ISA  Stocks and Shares Limit £10,680
Junior ISA Limit (from 1st Nov 11) £3,600



From 6th April 2010

Annual ISA Investment allowance £10,200
Annual ISA Cash Limit £5,100
Annual ISA  Stocks and Shares Limit £10,200


Last updated: 20th March, 2018



 

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